Retirement Forms and Information

Pension Plan

All Employees become eligible to participate in the Pension Plan after they have completed two (2) years of service without an intervening break in service and have attained twenty-one (21) years of age. FCEOC contributes an amount equal to five percent (5%) of each employee’s compensation during the Plan Year. Employees may make a voluntary contribution in an amount not to exceed ten percent (10%) of their compensation during the Plan Year. Employees will receive a letter from the Human Resources Office when they become eligible to participate. If you are a current participant and wish to contribute to the plan, have a change in beneficiary or wish to stop deductions, the forms are available below:

• Pension Plan Voluntary Deduction

• Pension Plan Beneficiary Designation

• Pension Plan Stop Deductions

• Pension Plan Benefit Distribution Request Form

• Pension Q & A

403 (b) 403(b) Summary Information Sheet

All employees can save money for retirement through our 403(b) plan. A 403(b) plan is a self-directed tax-deferred retirement savings plan available to non-profit organizations. The greatest benefit to contributing to a 403(b) plan is that you do not have to pay income tax on your contributions until you begin making withdrawals, usually after you retire. Employees may start or stop 403(b) deductions at any time. To e nroll in a 403(b), complete the two forms listed below:

• 403(B) Salary Deferral Agreement Form

• 403(B) Retirement Plan Application

• 403(B) Stop Deduction

Submit the completed Salary Deferral Agreement and Application in person or by mail to Kia Yang at Morgan Stanley, 9 River Park Place East, Suite 400, Fresno, CA 93720. Contact Kia Yang at (559) 433-1330 for additional assistance.

 For more information, click here for the 403(B) Information Brochure , and 403(B) Summary Plan Document .